Is an Identity Theft Thief Watching Your Family?

Whether you know it or not, an identity theft thief could be watching you and your family right at this moment.

As all too many families nationwide have discovered over the years, it just takes one identity thief to wreak havoc on a family. When that occurs, families can be financially hampered for not only days, weeks and months, but even years to come.

So that you and your loved ones can make the chances of being hit by identity theft thieves all but zero percent, there are tricks of the trade to stay one step ahead of them.

The question is do you know how to go about it?

Be on the Defensive

In order to best stop identity theft thieves in their tracks, there are a number of defensive measures you and your family can take.

For starters, think about all the time you, your family, and probably millions of other families spend online.

With that being the case, it should not come as a big surprise that hackers have your online footprints in mind when they prepare to strike. While nothing may seem 100 percent foolproof against such criminals, there are actions you can take starting right now to better defend you and your family against such thieves.

To begin with, avoid leaving your financial data and that of your family exposed for the entire world to see.

This means not leaving a financial paper trail of credit card and other such financial receipts sitting around, being hap-hazard with where you leave credit cards and other such financial cards for all to see, and using computers whose network servers may be infiltrated by hackers.

When it comes to the latter, it is imperative that you and/or family members use only safe computer networks.

Look to sites such as LifeLock and others in the identity theft protection industry to help you steer clear of online and in-person thieves.

These kinds of providers can put in place the right level of protection membership, keeping in mind that not all consumers are alike.

With the right security measures in place, you are better protected against someone breaking through online or via physical means and stealing personal financial data.

Give Yourself Credit for Being Protective

Speaking of such data, are you careless at times with your credit cards, Social Security card, debit card, personal data tied to your bank account/s or retirement savings? Any one of these financial identification pieces can prove a goldmine for identity theft thieves.

In looking at your credit and/or debit cards, do you accidentally misplace them from time to time?

What about your credit card receipts?

Do you properly dispose of such information when it is no longer of use or do you just toss them in the trash can, leaving the data and/or your signature available for identity theft thieves?

These are just two areas where you and your family need to be pro-active and not reactive.

If an identity theft thief successfully strikes your family, it can take some time for you and your family members to take back control of your finances.

Finally, avoid being hap-hazard with your online activities, especially if you are using a computer whose server has the potential to be compromised.

If you or a family member suspects an email attachment or other such request coming to your home computer might be bogus, do not open it.

In many cases, hackers will send you an attachment or reach out via social media means, hoping you will open an infected online request. In some cases, they will even pose as someone you know, figuring you’re more apt to trust the sender and the attachment.

For example, never open an attachment from a friend or family member that reads something along the lines of …. We just won money in a foreign lottery….

If it sounds too good to be true, it more than likely is.

Should you download and open such an attachment, you could very easily install malware on your computer, malware that can be used to get into your online banking and credit card operations.

Identity theft thieves have myriad of ways to try and go about getting your personal financial data and that of your family.

When all is said and done, are you prepared to stop them in their tracks?

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