Steer Clear of Identity Theft

Running a household is a full time job in its own right.

Now, imagine if you had to steer clear of identity theft on a regular basis. Is that something you are capable of doing as head of the household?

As many parents discover, trying to keep their families from falling victim to identity theft is not as easy as one may think it is.

With that being the case, what are you doing to keep your family safe?

 

Take a Proactive Approach to Beating Online Criminals

So that your family can win the battle against identity theft thieves, remember these tips now and down the road:

  • Don’t take I.D. theft protection for granted – To start with, you need to make sure you have a solid identity theft protection plan in place. There are a number of providers out there, so deciding on which one best fits your family’s needs is an important call. You could opt for a trial LifeLock or other such provider demonstration, seeing if they provide you with all the protection you so desire. In picking a provider, be sure to look at several factors. First, how long have they been in the business? While there is certainly nothing wrong with considering a newer brand, those having been around for a while now obviously have a ton of experience in the business. Secondly, what kind of level of customer service will they offer? You don’t want to be left hanging by a provider that is more interested in making money, less inclined to care what your needs are. Here is where it is possible to rely on family and/or friends, seeing which I.D. theft provider they use to guard their home computers etc. No matter which provider you opt for, be sure you read the fine print before signing any kind of contract;
  • Cover your financial tracks – For an identity theft thief, he or she oftentimes relies on the consumer or business owner to be sloppy. In doing so, those individuals open themselves and their financial lives up to being compromised. Make sure you are one that does not give the online criminal what he or she so desperately seeks. Avoid gaffes along the way, gaffes that can put a serious financial hurting on your life and that of your loved ones. For instance, make sure you avoid leaving financial documents around for the entire world to see, both online and in public. It is also important to be wary of any emails asking you to download attachments. In some cases, the I.D. theft thief has found a way to pose as a family member or friend. You assume since “they” sent you the email, well, it must be safe. Unfortunately, it turns out that you not only open the message, but you download the included attachment. What ends up happening is you now have a virus on your computer, a virus that can easily expose some or much of your online financial details. Before you know it, not only has your financial safety been compromised, but you now are dealing with a major debt issue. While that debt issue may be cleared up down the road as not being something you caused, do you really want all that hassle in the first place? Be cautious and always err on the side of caution;
  • Teach your kids – Finally, what better way to teach your children to be responsible with money than by setting an example from day one? Since many kids spend a fair amount of time on the Internet these days, it is important to teach them the right way over the wrong way in using the worldwide web. Among the items to teach them – never divulge personal information, steer clear of opening and downloading any emails that sound even the least bit suspicious, and avoid strangers trying to start up a conversation. All have the potential to be a recipe for disaster.

 

Steering clear of identity theft starts and ends with having the right protection in place, but there is so much in between.

When you set the right example for your entire family, identity theft thieves have a harder time breaking into your personal financial life.

Last time you checked, I.D. theft thieves were not invited to visit your home.

As a parent, what do you do to limit the chances of becoming the next identity theft victim?

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